Science

The magic of music, memory, and how we still remember lyrics decades later

The magic of music, memory, and how we still remember lyrics decades later - IN FOCUS: Songs from our lives are deeply etched into our minds, lingering for many years after we’ve listened to them. Ellie Harrison asks the experts why this is – and why even people with dementia can often remember music so well

The economic difference between owning and renting a home

The chief executive of Worldwide Financial Planning compares average rents, repairs and mortgages

Exit from recession was stronger than first thought

The UK's exit from recession during the first three months of the year was stronger than initial figures suggested, according to official data.

Britons to spend £178 billion on memorable experiences this summer – study

Britons to spend £178 billion on memorable experiences this summer – study - UK consumers are expected to spend an average of £3,322 on events, experiences and holidays between June and September, according to Barclays.

HSBC and Virgin Money among banking customers facing pay day outages

HSBC and Virgin Money among banking customers facing pay day outages - Virgin Money and Nationwide also appeared to be experiencing issues with digital banking services on Friday.

Billionaire Warren Buffett’s 5 top tips for making your fortune

Is the stock market about to crash? And what should I do next?

The Bank of England has warned a stock market crash could be coming. Is it time to sell up and hide, or should investors drive on? The post Is the stock market about to crash? And what should I do next? appeared first on The Motley Fool UK.

How to be frugal: Easy money-saving hacks from people who’ve mastered cutting back

How to be frugal: Easy money-saving hacks from people who’ve mastered cutting back - Living more frugally could reduce stress and help your money go further.

Best mattresses of 2024 reviewed: Memory foam, pocket spring and hybrid options

Best mattresses of 2024 reviewed: Memory foam, pocket spring and hybrid options - How to buy a mattress online and the top models on the market now, from pocket sprung, and memory foam to hybrid beds

City of London fails to score a single £100 million office deal

City of London fails to score a single £100 million office deal -

Ghana Bondholders to Forgo About $4.7 Billion of Their Claims

Ghana reached an agreement in principle with private creditors to restructure about $13 billion of debt, a key milestone in the West African country's efforts to overhaul its loans. The nation's bonds rallied. Bloomberg News' Jennifer Zabasajja discusses with Joumanna Bercetche on Horizons Middle East & Africa.

What business expenses can self-employed people write off against tax? HEATHER ROGERS explains

All tax practitioners have at some point had a client who happily asserts that someone they know claims 'everything', and then had the unenviable task of putting the increasingly crestfallen client straight.

Car insurance: The six things that will make your premium more expensive

Experts say there may be some key reasons why motorists are being charged so much, and potential changes that can be made to bring down costs

The world’s most exclusive bank accounts – and how to get one

Private banks offer the full red carpet treatment to wealthy individuals looking to receive an elite level of customer service – but, with strict eligibility requirements, they’re out of reach for the majority of customers. “More often than not, someone with wealth first looks for an ‘exclusive’ bank when they have just been waiting on the end of t...

Could you go a month without spending a single penny? Our writer did - and saved £500. Here's how she did it...

Ask yourself this: when did you last go even one day without spending as much as a penny? It's those small daily spends that seem inconsequential at the time but add up as the weeks pass.

Nintendo warns about being ‘motivated by greed’ when making video games

A newly discovered interview sees Mario creator Shigeru Miyamoto explain how Nintendo only needs a 30+ million hit every few years to do well.

What Every Woman Needs to Know Before Retiring

A look at how women need to prepare differently than men for retirement due to factors like longevity and earnings.

I earn £130k and lost all my personal allowance - is there any advantage in doing my tax return early?

I thought that my employer was deducting the extra tax from my pay, but it wasn't and I am now going to end up with a big bill. What do I need to know about doing a tax return?

Mum gets £90,000 payout after boss pulled job offer when he asked about kids' ages

Mum gets £90,000 payout after boss pulled job offer when he asked about kids' ages - A mother of two had her job offer taken away after she told her new employer her children’s age

7 Lessons To Hit Your First $10,000 Month

Free online mens community: https://www.skool.com/adonis-gang Adonis School: https://www.skool.com/adonis Become An Entrepreneur: https://hamza-ahmed.com/school Get Girls: https://hamza-ahmed.com/attraction-magnet Instagram: @CultLeaderHamza Twitter: @HamzaAdonis Timestamps 0:00 My Story 4:39 Lesson 1: Put Jeffrey In The Spotlight 7:14 Lesson 2: Productivity Is The Constraint 14:57 Lesson 3: Find The Right Business Model For You 21:37 Lesson 4: Monk Mode Is Necessary 33:42 Lesson 5: Learn Consistently 37:35 Lesson 6: Making Money Is A Good Thing 44:26 Lesson 7: To Get More Results In Life

The little known trick to slash tax bills in retirement and boost your income by thousands - by paying into your partner's pension

Bianca Capstick (pictured with partner Matt), is deciding whether to pay into Matt's pension as his employer has a generous scheme.

‘I earn £500 a month, and my parents feed me every day – this is how I spend my money’

Email [email protected] if you would like to take part in How I Spend My Money. All our subjects are genuine but anonymous. As a 17-year-old college student earning around £500 per month from my part-time job, trying to manage my finances can be a challenge. One of the struggles is how little time you actually have to make money when most days ...

I Spent $2,000 To Gain $10,000 In Equity!!! DIY MODERN BATHROOM RENOVATION.

Every Step of this complete bathroom renovation. From Ugly to Modern! Go to https://squarespace.com/modernbuilds​ to save 10% off your first purchase of a website or domain using code MODERNBUILDS This Modern Bathroom makeover / renovation is a part of my full income property renovation series! I had to take down paneling and do a lot of drywall work, update the floors, shower/tub, add a new vanity, frameless LED mirror, toilet and tons of cool accessories!! Let me know what you think down below and stay tuned for more full renovation videos now that we're down to the final stages of this flip! Mike's First Flip Playlist: https://www.youtube.com/playlist?list=PLKUJ-lrS-NXtmazCdtp0PIW01CPPPK25U Another Bathroom Renovation: https://youtu.be/_jt26JfnKOg?si=CmLjJxr01Eyn8KhA DIY Frameless LED Mirror: https://youtu.be/K88W6HweESw?si=LhzNu6EiV973Vd_I FLOORET Flooring: https://get.aspr.app/SHGoO 50% off Sample code: MIKEFLOORET Materials and Supplies: Vanity: https://rb.gy/2kz8dy LED Mirror: https://amzn.to/4cCFmQ4 Faucets: https://amzn.to/49lEz2W Shower Fixtures: https://homedepot.sjv.io/g1EoxO Toilet: https://rb.gy/nso3yj Ceiling Light: https://amzn.to/3vyP5pO LVP Floors: https://spn.so/m0uu4avs Henry Feather Finish: https://amzn.to/43CT0i5 Drywall Sander: https://amzn.to/3TIixSe Skim Coat Blade: https://amzn.to/3U03Efm Drywall Tool Set: https://amzn.to/3vG0KDe Door I used: https://homedepot.sjv.io/XYe1M4 Metal Shelf: https://amzn.to/3vxCIdK Wooden Shelf: https://amzn.to/43BLcgB Shower Curtain: https://amzn.to/43Ef1wK Shower Rod: https://amzn.to/3TCJdnz Bamboo Floormats: https://amzn.to/43EeICm Hand Towel Ring: https://amzn.to/43I39Kh Bathroom Accessories: https://amzn.to/4aDB0WT Where I Get My Music (Free Trial): https://www.epidemicsound.com/referral/osroq1/ Thanks for watching!! http://www.modernbuilds.com/ ___________________________________________________________________ ADD ME ON: Instagram: https://goo.gl/UgEpJs | @modernbuilds Facebook: https://goo.gl/KiI1cX TikTok: https://www.tiktok.com/@mikefrommodernbuilds Subscribe: https://goo.gl/pgDSS8 Website: http://www.modernbuilds.com/ Merch: http://www.modernbuilds.com/store ___________________________________________________________________ Thanks for watching! -Mike Montgomery MODERN BUILDS Hi, My name is Mike Montgomery and I'm a MAKER; a designer, builder, and full-time content creator. Accessibility is my focus with Modern Builds, not simply accessibility of designs, but accessibility in materials, information, and projects themselves. I've focused on creating furniture and DIY projects that are simple enough that any beginner maker can accomplish, yet interesting enough that any expert might be inspired. Building and making is becoming less and less of an exclusive hobby and profession. My goal is to reduce that separation even further.

5 questions to ask when helping an older parent with money

5 questions to ask when helping an older parent with money - Conversations about money often require sensitivity and patience, especially when the person across the table is an older parent

Pakistan: Parliament passes tax-heavy budget to appease IMF

Pakistan's parliament has approved a government budget entailing significant tax hikes. Islamabad is looking to secure yet another billion-dollar IMF loan in order to avoid defaulting on its debts.

How to spot a social media travel scam – and avoid losing hundreds of pounds

How to spot a social media travel scam – and avoid losing hundreds of pounds - Exclusive: We contact a scammer who asked us to ‘follow back and DM your number for assistance’

The best budget beauty and make-up products that are just as luxurious as expensive competitors

The best budget beauty and make-up products that are just as luxurious as expensive competitors - We’ve got you covered on where to save in your beauty regime without losing out on product performance

Download these ten money saving apps to save thousands of pounds

We've done the legwork and picked ten of the best apps to save you money.

There is a huge difference between my partner’s financial situation and mine. How can this be bridged?

I’m struggling with my relationship because there is a huge difference between my partner’s financial situation and mine. We’re both in our 50s, have been together for nearly three years and live apart. He – never married, no kids, great job – is very financially secure and has lots of spare money. I, however, as an older single parent, freelancing, some health problems, post-divorce and in a difficult economy, am absolutely skint! To the extent...

How the Tories’ 14-year tax raid is finally being laid bare

The number of pensioners paying income tax has risen by 42pc since the Tories came to power, as the true cost of the Government’s stealth tax raid is laid bare. Data published on Thursday by HM Revenue and Customs (HMRC) shows that the number of people over pension age paying income tax is expected to hit a record 8.5 million in 2024-25 – a rise of...

Will your pension deliver a comfortable old age? Savers are split on whether they'll make it

A third of people set to retire in the next two years are not confident they will be financially secure, according to a study by Barnett Waddingham.

The true cost of splitting up

A split will hit you in your feelings and your finances

Women Who Have Made Their Mark: 15 Richest Women Around the Globe And Their Sources Of Income

According to the most recent data from Statista, women own one-third of the world's private wealth. However, this data also highlights the persistent income inequality in society, as women comprised just 12.5 per cent of the 3,194 billionaires in the world in 2022. While many of these women inherited their wealth from parents or deceased spouses, a...

The Netherlands stung savers with 100pc tax rates – and now owes them billions

The Netherlands is expected to pay billions of pounds in compensation to taxpayers after a divisive levy on investments and second homes was shot down by the Dutch Supreme Court. On 6 June, the court ruled that the country’s wealth tax went against the European Convention on Human Rights because it forced savers and investors to pay tax on income t...

8 dazzling gold and silver treasures

Here are 10 stunning gold and silver treasures, dating from millennia to centuries ago

How to care for a money tree — 7 tips for thriving indoor plants

The experts share top advice on how to care for a money tree, including practical tips for watering, soil type, and pest control

Nike valuation plummets by $27bn

Nike shares have plunged by the most in 23 years amid doubts about demand for its casual shoes. The sportswear giant tanked by as much as 18pc as trading began in New York - its worst performance since 2001 - after its latest outlook for the year ahead fell short of Wall Street expectations. The maker of Jordan and Converse trainers said it expecte...

Get ready for a stock market correction, says the Bank of England

The UK's central bank reckons there's a heightened risk of a sharp stock market correction. Here's a share I've got my eye on, in case that happens. The post Get ready for a stock market correction, says the Bank of England appeared first on The Motley Fool UK.

Should you say no to getting a smart meter?

Every home in the UK is being offered a smart meter in a multi-billion pound rollout that is changing the way we consume and pay for energy. The devices, which replace traditional meters that have to be read manually, provide real-time readings that detail how much gas and electricity you are using, and how much it is costing you. But the rollout h...

Save money on these stylish Boden pieces

Save up to 60% on these gorgeous buys across womenswear and childrenswear

Why the coins in your pocket make you a Roman

“This is two thousand years old,” my father reminded me as he placed the small silver disc in the palm of my hand. It was still gleaming, cool to the touch, no bigger than a penny. My young mind could not possibly comprehend such an expanse of time. This coin was older than both world wars, older than Shakespeare, and had already existed for a mill...

Excellent yet still affordable future classics

Autocar recommends the future classics you should snap up before collector status sets in

Unlock High Earning Potential: Top 6 High-paying Industries In The US

Many professionals, driven by the aspiration to unlock high earning potential, often feel uncertain about where to focus their career. This uncertainty can be disheartening, especially if it's taking you years to pinpoint on which profession to actually pursue. However, job search powerhouse, Indeed, offers an insightful option. Their recent study ...

How To Become A Virtual Assistant With No Experience In 6 Steps And Earn Up To $10K Monthly

Lauriel Arkeah was tired of the 9-5 grind. Growing up in poverty and surrounded by violence, she had never known a life without struggle. As an adult, she found herself working to live and living to work, constantly burnt out and struggling to make ends meet. During the height of the COVID-19 pandemic in 2020, Lauriel decided that things had to cha...

I'm 44 and want to retire in 10 years - can my £180k savings get me there?

I want to stop working full-time in a decade when I reach 54 and need to make the next ten years really count financially. Can I get where I need to be?

How much are student loans, when do you start paying back and what is the interest?

Basically, student finance is a government-financed loan that covers university students' tuition fees and living costs for the duration of their study.

How to become a contractor – and significantly boost your salary

Becoming your own boss is a dream many people will have at some point in their careers. The freedom to manage your own time and benefit from tax breaks are just some of the sought-after benefits of being self-employed. However, while it has its upsides, there are significant legal and financial implications of working for yourself. And once you hav...

I collect 50p coins - do I really have one worth £30,000? DAN HATFIELD replies

I've collected 50p coins for quite some time and would love to know the value of what I have accumulated over time.

Landlord With Rental Income? See if You Qualify for a 20% Tax Break

Many landlords are eligible to take the 20% tax deduction for qualified business income

Euro on track for biggest monthly fall since January, dollar breaks 161 yen

By Stefano Rebaudo and Tom Westbrook (Reuters) -The euro was on track for its biggest monthly fall since January as political uncertainty weighed in the run up to France's general elections, while the dollar jumped to a near four-decade high against the battered yen ahead of key inflation data. Investors fear that a new French government could increase fiscal spending, threatening the