Money

What are bonds, how do they work and how do you buy them?

While rising interest rates have caused havoc in the mortgage market over the past year, there has been one silver lining: the reinstatement of appealing returns from cash and bonds. And now that bonds are attractive once more – in the aftermath of the financial crisis they often paid effectively zero interest – investors may feel the need to under...

How to get car insurance as an older driver – and why it might pay to spend more

As you get older you’ll find that the cost of your car insurance falls because, broadly speaking, the premium is calculated to reflect how likely you are to make a claim. Statistics show that drivers with more experience are less likely to be involved in accidents. This means that older drivers are generally less likely to make claims, and so will ...

‘Tories’ tax raid is forcing me to sell my family’s 1850s holiday home’

One of Alix Bateman’s earliest and most enduring memories is of mislaying her beloved pink hippo toy on the rocks at Porthcawl. She was, perhaps, four years old. She also remembers playing on the sand with her brother, rock pooling, visiting the funfair, and going on donkey rides – all the hallmarks of a classic old-school seaside summer holiday, s...

How much are student loans, when do you start paying back and what is the interest?

Basically, student finance is a government-financed loan that covers university students' tuition fees and living costs for the duration of their study.

Inside Out 2 becomes first 2024 film to hit $1bn at global box office

Inside Out 2 becomes first 2024 film to hit $1bn at global box office - Animated film has held top spot at box office for three consecutive weekends

TV property expert Kunle Barker on how to transform your home cheaply and easily

TV property expert Kunle Barker on how to transform your home cheaply and easily - The property expert and TV presenter tells Lisa Salmon how to create the house of your dreams without spending a nightmare amount of money.

8 dazzling gold and silver treasures

Here are 10 stunning gold and silver treasures, dating from millennia to centuries ago

How Calculating How Many Big Macs He Can Buy With His Hourly Earnings Helped This Man Get $11K Weekly In Passive Income

Ryan Hogue's approach to evaluating his side hustle income is far from conventional. He measures it in a unique and practical way: through Big Macs. Hogue, a web developer and teacher, used this practical method to calculate the value of his time. He would determine how many Big Macs he could buy with his daily earnings, a concept he calls 'dollars...

Women reveal why they chose financial security over love

Women reveal why they chose financial security over love - ‘Don’t ever let a man or anyone limit your freedom,’ one person wrote

Why switching energy providers in summer will save you more money

It's likely you're not taking advantage of the deals that are out there.

Households urged to send energy meter readings as price cap drop takes effect

Households urged to send energy meter readings as price cap drop takes effect - The average household energy bill has fallen by 7% as of Monday after Ofgem lowered its price cap in response to wholesale prices.

Millions in Nigeria have little to no electricity. It's straining businesses and public services

Millions in Nigeria have little to no electricity. It's straining businesses and public services - The lack of reliable electricity severely affects education and businesses in Nigeria

Hermes delivers a masterclass in dressing for a ‘rich man summer’

What defines “rich” dressing today? There are several camps; firstly, wealth denoted by Mall of the Emirates-style label mania, or the “soft luxury” approach – all tactile cashmeres and delicious cafe-au-lait tones, as defined by the characters in Succession. This, it should be noted, is entirely separate from “old money” style, but it’s notable th...

Small pot pension rules: what are they and how do they work?

While it used to be common to work for only one or two companies for your entire career, workers today are likely to have moved jobs several times throughout their working lives – which can have a big impact on your pension savings. As a result of switching employers, you could end up with a large number of workplace pension pots – the average by t...

What business expenses can self-employed people write off against tax? HEATHER ROGERS explains

All tax practitioners have at some point had a client who happily asserts that someone they know claims 'everything', and then had the unenviable task of putting the increasingly crestfallen client straight.

Martin Lewis warns grandparents who 'gift' their grandchildren money

Martin Lewis has issued a warning over gift allowances for grandparents who want to give money to their grandchildren.

Five Universal Credit freebies worth £3,286 people - how to get them

There are free perks you can claim if you are a parent on benefits

Millions to pay lower summer energy bills as UK price cap drops

Millions of households will pay lower gas and electricity bills this summer as the energy price cap for Great Britain falls by £122 a year to the equivalent of £1,568 for the typical annual charge from today. However, the latest cap applies only from July until the end of September, and bills are expected to rise again this winter, leaving millions struggling to heat their homes. Monday’s adjustment reflects lower costs in the wholesale gas and...

I'm retiring after 40 years as a fund manager and this is what I've learnt: Richard Buxton on life as a professional investor

Since the early 1980s, Buxton has done his very best to make money for investors at a string of investment houses.

Central banks should set a ‘high bar’ for interest rate cuts, BIS warns

Central banks should avoid cutting interest rates too soon owing to the risk of a fresh flare-up in inflation, the Bank for International Settlements has warned, as policymakers around the world weigh up how quickly to ease monetary policy. The Basel-based umbrella body for central banks, said in its annual report that the global economy looked set for a “smooth landing” as inflation cooled and growth remained resilient. But it urged...

If I’d put £10k in a FTSE 250 tracker fund 10 years ago, here’s what I’d have now

Investing in a FTSE 250 index tracker fund helps investors grow their wealth on autopilot. But how much money have investors made over the last decade? The post If I’d put £10k in a FTSE 250 tracker fund 10 years ago, here’s what I’d have now appeared first on The Motley Fool UK.

London investment bankers to rake in bigger bonuses after two-year slump

London’s investment bankers are expected to rake in bigger bonuses this financial year, as the City begins to recover from a two-year slump in deals caused by surging interest rates. Demand for investment banking services – such as facilitating mergers and acquisitions, advising companies and governments on fundraising, and underwriting new stock and bonds – was hit by a sharp increase in borrowing rates after the pandemic, as central banks...

I saved £30,000 in 2 years - all while working a minimum wage job

I set myself a goal of becoming a millionaire in 10 years.

Windsor: Nvidia Making Real Money From AI

Richard Windsor, Radio Free Mobile, Founder, discusses Nvidia's solid performance in the coming months. He speaks with Joumanna Bercetche on Horizons Middle East & Africa.

What is life insurance?

No one wants to think about dying, but it’s important to consider what would happen to your family and finances if you were no longer around. That is where life insurance comes in. Similar to the way you would insure a car or your home against any damage, life cover ensures there is money available for your loved ones if you pass away. There are di...

UK economy ‘turning a corner’ as global growth slows, says KPMG

Falling inflation and and an uptick in consumer confidence will help the UK economy to a better than expected growth over the next two years as global growth is set to slow, according to a report published today.

Why are voters choosing Reform UK?

Exclusive analysis reveals that Reform UK's flagship tax policy overwhelmingly benefits the richest households.

I collect 50p coins - do I really have one worth £30,000? DAN HATFIELD replies

I've collected 50p coins for quite some time and would love to know the value of what I have accumulated over time.

Top 6 US industries where you can earn the most money

RUTH SUNDERLAND: Labour's £1trillion challenge on pension funds

If Rachel Reeves becomes Chancellor, she would have to incentivise funds to invest for the benefit of current pension savers and generations to come.

UK house prices edged up in June, lender Nationwide says

LONDON (Reuters) -British house prices showed a small gain in June from May but the impact of higher borrowing costs is still weighing on the property market, mortgage lender Nationwide said on Monday. Prices rose by 0.2% in monthly terms and were 1.5% higher than in June last year, it said. Britain's housing market boomed during the coronavirus pandemic but it has slowed after the Bank of

Millionaires reveal 8 frugal habits that helped them get rich

More of us are falling into the savings tax trap - is it fair? This is Money podcast

You find a decent paying savings account, diligently squirrel away your money, watch it grow… only for the taxman to come along and swipe a chunk.

2024 Dow Championship prize money payouts at Midland Country Club

Atthaya Thitikul and Ruoning Yin each collected their third LPGA victories at the Dow Championship, where they teamed up for a one-stroke victory. Both players earned $366,082 apiece. Yin has now amassed $1,005,963 this season and $4,

The best budget beauty and make-up products that are just as luxurious as expensive competitors

The best budget beauty and make-up products that are just as luxurious as expensive competitors - We’ve got you covered on where to save in your beauty regime without losing out on product performance

The median wealth per adult in European countries (Spain does not fare badly)

On this map, we can see how much personal wealth the average European adult has. Wealth is shown in US Dollars and includes both financial and non-financial wealth. Non-financial wealth mostly consists of land and real estate. The reason this map shows the median and not the average is that an average is usually skewed by the extremely wealthy. This results is an amount that is far higher than the wealth of most adults. In the case of the...

The magic of music, memory, and how we still remember lyrics decades later

The magic of music, memory, and how we still remember lyrics decades later - IN FOCUS: Songs from our lives are deeply etched into our minds, lingering for many years after we’ve listened to them. Ellie Harrison asks the experts why this is – and why even people with dementia can often remember music so well

Women Who Have Made Their Mark: 15 Richest Women Around the Globe And Their Sources Of Income

According to the most recent data from Statista, women own one-third of the world's private wealth. However, this data also highlights the persistent income inequality in society, as women comprised just 12.5 per cent of the 3,194 billionaires in the world in 2022. While many of these women inherited their wealth from parents or deceased spouses, a...

How to spot a social media travel scam – and avoid losing hundreds of pounds

How to spot a social media travel scam – and avoid losing hundreds of pounds - Exclusive: We contact a scammer who asked us to ‘follow back and DM your number for assistance’

If I take 25% tax-free cash from my pensions - can I then pay more into them? Steve Webb replies

I want to leave the rest invested without taking any money for a number of years and continue to contribute. Are there any restrictions on doing this I should know about?

Can you have more than one Isa?

Before this year, savers were limited to only paying into one of each type of Isa in a tax year, but this rule has now been scrapped. There is currently no limit on the number of Isas you can have, or how many you can open or pay into. You might choose to open a new cash Isa if, for instance, you find one offering a higher interest rate than one yo...

How To Become A Virtual Assistant With No Experience In 6 Steps And Earn Up To $10K Monthly

Lauriel Arkeah was tired of the 9-5 grind. Growing up in poverty and surrounded by violence, she had never known a life without struggle. As an adult, she found herself working to live and living to work, constantly burnt out and struggling to make ends meet. During the height of the COVID-19 pandemic in 2020, Lauriel decided that things had to cha...

Billionaire Bunkers: The Rise of Doomsday Prepping Among the Super-Rich

More and more of the super-rich are equipping themselves with boltholes against calamity. The idea of building bunkers to survive any notional worldwide calamity is by no means new. From The Second World War to the nuclear age, bunkers were a by-word for survival. And in the modern age, disaster prepping is a big business. You can buy everything you need to wait out an apocalypse in some comfort. But what does relative comfort look like to the mega-rich. Why are billionaire bunkers a thing? How are they equipped... and what do they look like? Join our YouTube channel by clicking here: https://bit.ly/3asNo2n Find us on Instagram: https://bit.ly/3PM21xW Find us on Facebook: https://bit.ly/3t2Huvb Find us on Twitter: https://bit.ly/3wQfXzA Find us on TikTok: https://bit.ly/3wNsBOu Get the latest stories: https://interestingengineering.com/ Support IE for high-quality journalism: https://interestingengineering.com/subscribe

£7,000 in savings? Here’s what I’d do to turn that into a £1,160 monthly passive income

With some careful consideration, it's possible to make an excellent passive income for life with UK shares. This is how I'd try to build wealth for retirement. The post £7,000 in savings? Here’s what I’d do to turn that into a £1,160 monthly passive income appeared first on The Motley Fool UK.

Archaeologists hunting £15billion treasure find axe - first evidence it exists

Amateur archaeologists hunting an undiscovered treasure trove said to be worth £15billion say they have discovered the first evidence it exists - an ancient axe. The discovery of a 10th century weapon is said to "very strongly support" the possibility that the fabled 'Lemminkäinen Temple', and the priceless hoard it is thought to contain, is real.

5 Tips for BROKE Travelers

Don't have money, but still want to travel? Here are some tips on traveling if you don't have a lot of money. Budget travel tips! Join this channel to get access to perks: https://www.youtube.com/channel/UCFr3sz2t3bDp6Cux08B93KQ/join #budgettravel #traveladvice #broketravelers Filmed in York, UK Copyright Mark Wolters 2024 Learn how to plan your travels like we do with our Travel Planning 101 Course: https://www.brighttrip.com/woltersworld Grab some Wolters World travel gear http://www.woltersworld.store Help Us Keep Make More Honest Travel Videos: https://www.patreon.com/woltersworld Hey There Fellow Travelers! Thank you for watching our honest travel vlogs from all over this wonderful world. If you would like to get in contact with us please follow us & send us a message via our social media channels below. Also, if you like our travel videos please feel free to share them with other fellow travelers. You can find us all over the internet: Travel Advice & Destinations: https://www.youtube.com/woltersworld Food Travel Videos: https://www.youtube.com/woltersworldeats Travel Tips: https://www.youtube.com/woltersworldshorts Business Education: https://www.youtube.com/professorwolters Tiktok: https://www.tiktok.com/@woltersworld Instagram: https://www.instagram.com/woltersworld Jocelyn's Instagram: https://www.instagram.com/jocelynwoltersworld Facebook: https://www.facebook.com/woltersworld Twitter: https://www.twitter.com/woltersworld Linkedin: https://www.linkedin.com/company/wolters-world-travel-culture/

10 Things to Know About Working in Retirement

Working in retirement could give you more money but also could impact some benefits.

Feeling flush: Could an extra bathroom add a whopping £1.2 million to your home's value?

Feeling flush: Could an extra bathroom add a whopping £1.2 million to your home's value? - The hottest property luxury for Londoners could be the bragging rights of an extra toilet

How much is my car tax?

All you need to know about car tax.

Bitcoin Could End Year at $100,000, Novogratz Says

Michael Novogratz, Galaxy Digital's founder and CEO says Bitcoin could end the year at $100,000 or higher. He's on "Bloomberg Crypto."