Personal Finance

July 2024 dates for benefits and pensions after cost of living payments

July 2024 dates for benefits and pensions after cost of living payments - The UK’s cost of living will be a major talking point in the run up to July’s general election

Billionaire Bunkers: The Rise of Doomsday Prepping Among the Super-Rich

More and more of the super-rich are equipping themselves with boltholes against calamity. The idea of building bunkers to survive any notional worldwide calamity is by no means new. From The Second World War to the nuclear age, bunkers were a by-word for survival. And in the modern age, disaster prepping is a big business. You can buy everything you need to wait out an apocalypse in some comfort. But what does relative comfort look like to the mega-rich. Why are billionaire bunkers a thing? How are they equipped... and what do they look like? Join our YouTube channel by clicking here: https://bit.ly/3asNo2n Find us on Instagram: https://bit.ly/3PM21xW Find us on Facebook: https://bit.ly/3t2Huvb Find us on Twitter: https://bit.ly/3wQfXzA Find us on TikTok: https://bit.ly/3wNsBOu Get the latest stories: https://interestingengineering.com/ Support IE for high-quality journalism: https://interestingengineering.com/subscribe

What expenses can a limited company write off against tax? HEATHER ROGERS explains

What can you claim - and how do you ensure you don't fall foul of the taxman on the boundary between what's personal and what is actually related to your business?

Spending on cars rising three times faster than for public transport fares

Spending on cars rising three times faster than for public transport fares - The AA has claimed new figures highlight how vital motoring is for UK consumers and the country’s finances.

Five Things I Wish I’d Known Before I Retired

Not only can these insights save you a boatload of stress later in life, but they can help ensure that you have a happy retirement.

Why are voters choosing Reform UK?

Exclusive analysis reveals that Reform UK's flagship tax policy overwhelmingly benefits the richest households.

The magic of music, memory, and how we still remember lyrics decades later

The magic of music, memory, and how we still remember lyrics decades later - IN FOCUS: Songs from our lives are deeply etched into our minds, lingering for many years after we’ve listened to them. Ellie Harrison asks the experts why this is – and why even people with dementia can often remember music so well

‘My year of adornment’: how Afua Hirsch embraced turning 40

My mother has always said Zizi has healing hands. It’s one of an endless number of paradoxes about my diminutive friend and beauty therapist. She is under 5ft tall, with sturdy olive skin, tousled hair, and a fondness for pedal-pusher playsuits, so it’s hard to guess her age. In truth, she’s almost 50, but still frequents raves. She cares for her brother, and her mum, who has been in the UK for a lifetime but still only speaks Portuguese. Zizi...

How much are student loans, when do you start paying back and what is the interest?

Basically, student finance is a government-financed loan that covers university students' tuition fees and living costs for the duration of their study.

WASPI women 'fed up' after £2,950 DWP compensation blow

WASPI women campaigning for Department for Work and Pensions ( DWP ) compensation following the Ombusdman report earlier this year have spoken out.

Have a home, or have a life? The brutal reality young adults face

Increasingly, Millennials and Gen Z are also being forced to make brutal choices about what they can and cannot afford to do

Average net worth of Americans by age — see how you compare

Recruiter shares 3 things you should lie about in every job interview

Honesty is the “best policy,” we’re told. Well, apparently not when it comes to job hunting. Sure, fabricating achievements on your CV will inevitably come back to bite you on the backside but there are certain instances where erring from the truth is vital to your success, according to a recruitment influencer. Bonnie Dilber has amassed a loyal fo...

'We started a business in male-dominated industry while having babies - and raised £5m despite not getting invited to golf'

Just 18% of companies in the UK are led by women, and while data suggests female entrepreneurs are on the rise, men still receive more funding and are entrusted with higher average loans to get them started.

I saved £30,000 in 2 years - all while working a minimum wage job

I set myself a goal of becoming a millionaire in 10 years.

How to get your financial affairs in order for family before you die

'Dad's dead - what happens next?' A colleague of mine died last year and that was the title on a folder that he had left for his family, writes Ian Dyall.

When is Universal Credit paid next month? Payment dates for DWP benefits set to change

When is Universal Credit paid next month? Payment dates for DWP benefits set to change - The DWP and HMRC have confirmed that those receiving certain benefits will receive their payments early — here’s why

Best home insurance providers for 2024

Last year was the worst on record for weather-related home insurance claims, according to the Association of British Insurers (ABI). Insurance companies shelled out a staggering £573m to help homeowners fix damage to their property. If you’ve got a mortgage, you will likely find that your lender requires you to have buildings insurance for your hom...

The economic difference between owning and renting a home

The chief executive of Worldwide Financial Planning compares average rents, repairs and mortgages

How to Make a Trendy Money Plant Stick for Your Home | Money Plant Growing Stick//GREEN PLANTS

How to Make a Trendy Money Plant Stick for Your Home | Money Plant Growing Stick//GREEN PLANTS @GreenPlants5 In this video we show you how to make a money plants growing stick or plant pole to support and encourage the healthy growth of the plants. Choosing the perfect indoor plants and creating a growing stick to styling your own money plants climber with self watering system using plastic bottles, this DIY tutorial covers it all. Watch as we guide you through the steps to elevate your indoor garden or home or your living space. #greenplants #plantpole #moneyplant #growingstick #coirstick

What Labour has in store for your pension

The pensioner vote has been a key battleground in this election. One of the Conservatives’ key pledges was the introduction of the “triple lock plus”, a higher tax-free personal allowance for the retired. Labour made it clear that it would not match this promise. Now that it’s in power, what does it have in store for your retirement savings – and w...

Pound lifts against the US dollar and Euro as market reacts to Labour landslide

Pound lifts against the US dollar and Euro as market reacts to Labour landslide - A large Labour majority had been widely expected and priced into financial markets

Budget gaming is back!

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Eight inheritance tax traps that could cost your family a fortune

From making gifts during your lifetime to setting up trusts, there are many legitimate ways to pass down money to loved ones without incurring tax. But, do your homework beforehand.

Without savings, I’d use the Warren Buffett method as I aim to get rich

Christopher Ruane explains how he’d take some important lessons from master investor Warren Buffett while working to build long-term wealth. The post Without savings, I’d use the Warren Buffett method as I aim to get rich appeared first on The Motley Fool UK.

Six surprising issues that may affect your mortgage application

From gambling to social media, your lifestyle and spending habits could worry mortgage lenders

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Could you go a month without spending a single penny? Our writer did - and saved £500. Here's how she did it...

Ask yourself this: when did you last go even one day without spending as much as a penny? It's those small daily spends that seem inconsequential at the time but add up as the weeks pass.

Hermes delivers a masterclass in dressing for a ‘rich man summer’

What defines “rich” dressing today? There are several camps; firstly, wealth denoted by Mall of the Emirates-style label mania, or the “soft luxury” approach – all tactile cashmeres and delicious cafe-au-lait tones, as defined by the characters in Succession. This, it should be noted, is entirely separate from “old money” style, but it’s notable th...

Archaeologists hunting £15billion treasure find axe - first evidence it exists

Amateur archaeologists hunting an undiscovered treasure trove said to be worth £15billion say they have discovered the first evidence it exists - an ancient axe. The discovery of a 10th century weapon is said to "very strongly support" the possibility that the fabled 'Lemminkäinen Temple', and the priceless hoard it is thought to contain, is real.

Asian markets down as traders await US jobs report

Asian markets were largely down on Friday, a day after Tokyo's indexes hit record highs as traders prepared for a key US jobs report while European exchanges edged up on calming electoral news from the United Kingdom and France. Investor sentiment was also lifted Thursday as softer US labour market data gave the Federal Reserve room to cut interest rates, with another key jobs report due Friday.

Two No-Nonsense Ways This US Couple Paid Off Their 30-Year Mortgage In Eight Years

Many Americans are grappling with debt, a challenge exacerbated by rising living costs and stagnant wages. According to CBS News, a recent survey revealed that nearly 18% of U.S. homeowners and 14% of renters are behind on their payments. This financial strain is often due to unforeseen expenses, job loss, or insufficient income, forcing many to se...

Olympics-Cash, luxury cars and land grants, Paris Games a gold mine for Arab medallists

By Ashraf Hamed Atta CAIRO (Reuters) - Tareg Hamedi went from being a hard-working student athlete to a national hero and millionaire after landing Saudi Arabia's second ever Olympic silver medal in the karate competition in Tokyo three years ago. Olympic medals remain a rarity for athletes from the Arab world but those who do manage to get onto the podium can expect lavish rewards, from luxury

Britain’s biggest banks slash mortgage rates again

Britain’s biggest lenders have entered a mortgage rates price war as they vie to attract pent-up demand after the election. HSBC and Barclays have cut their rates for the second time in two weeks, with the changes coming into effect from July 5. Barclays has reduced rates by up to 0.7 percentage points although HSBC is yet to give full details of t...

UK employers scale back expected wage growth, Bank of England says

LONDON (Reuters) -British employers expect their wage bills will grow more slowly over the coming 12 months, according to a survey that will give the Bank of England more confidence it can cut interest rates in the coming months. Watched closely by members of the Monetary Policy Committee, the BoE's own Decision Maker Panel survey showed expected year-ahead wage growth fell by 0.3 percentage

Trader bets £2m on biggest interest rate cut in four years

A money markets trader has placed a £2m bet on the Bank of England making the biggest interest rate cut in four years next month after inflation fell back to its 2pc target. The trader would stand to net an £8m profit should policymakers reduce borrowing costs by half a percentage point from 5.25pc to 4.75pc in August, according to Bloomberg News. ...

Nvidia beats US restrictions to sell £9bn of chips to China

Nvidia is expected to deliver more than a million of its new graphics processing chips to the region in 2024 - despite curbs from Washington.

What a Labour landslide means for mortgages, savings and pensions

Labour has now officially won the election, having secured 330 seats – a majority in the House of Commons. Sir Keir Starmer and Rachel Reeves, the chancellor-in-waiting, now hold the keys to your finances. Immediate changes straight off the bat are unlikely as Labour has ruled out an early Budget. Yet reforms could be on the horizon. Voters were to...

Women reveal why they chose financial security over love

Women reveal why they chose financial security over love - ‘Don’t ever let a man or anyone limit your freedom,’ one person wrote

Wimbledon 2024 prize money: How much do players earn round-by-round?

Wimbledon 2024 prize money: How much do players earn round-by-round? - The total prize money pool increased for this year’s Championships

Windows eases the pain: Is a graphical user interface worth the extra cost? Andrew Brown lays his cards on the table

Windows eases the pain: Is a graphical user interface worth the extra cost? Andrew Brown lays his cards on the table -

The high street brands worth re-selling on Vinted – and the ones to keep in your wardrobe

As another spring wedding season draws to a close, you may be staring into a wardrobe full of worn-just-once dresses. Will you want to wear them again? To keep, or to sell? It’s a dilemma that feels particularly relevant with wedding guest outfits – you’ve worn the same style to a couple of ceremonies, but might buy something different for the next...

Mental Health and Money Problems: How to Take Care of Both

Are your finances causing depression and anxiety? Experts share how you can take care of both your mental health and money problems.

Man Utd receive improved offer for Mason Greenwood

United are holding out for a £40m transfer fee.

Global oil price circles two-month high stoking petrol cost fears

Global oil price circles two-month high stoking petrol cost fears - Motorist groups say previous drops in crude oil prices not fully passed on

Ozempic maker slams Biden after the president accused the drug company of ‘ripping off’ US consumers

Ozempic maker slams Biden after the president accused the drug company of ‘ripping off’ US consumers - Remarks came after the president and Senator Bernie Sanders blasted the pharmaceutical giant for its ‘unconscionably high prices’

Pound gains on dollar as Britons vote in national election

By Alun John LONDON (Reuters) - The pound gained on Thursday against a broadly weaker dollar which was hurt by soft U.S. economic data, as Britons voted in a parliamentary election that investors hope will bring some stability to British politics. Opinion polls show Keir Starmer's centre-left Labour Party on course for a landslide victory over Prime Minister Rishi Sunaks's Conservatives, who

Britain's FTSE 100 nearly 1% as Labour party leads election; Smith & Nephew jumps

By Purvi Agarwal and Pranav Kashyap (Reuters) -London's FTSE 100 closed higher on Thursday, boosted by gains in medical equipment company Smith & Nephew, while parliamentary polls in the country were underway with the Labour Party looking set to win. The blue-chip FTSE 100 was up 0.9% and saw its best day in nearly two months. The mid-cap FTSE 250 edged 0.4% higher. Both indexes logged gains

NatWest introduces new fee for customers and some face having to cough up £60

NatWest has made a change to its packaged bank accounts which are a type of premium account that comes with extra features such as insurance cove.

How often do YOU use cash? Millions still rely on it says JOHN HOWELLS

The use of cash has dropped steeply over recent years. Many people now prefer the ease of banking online and using contactless payments.