Personal Finance

Nectar points: the best ways to collect and spend them

If you regularly shop at Sainsbury’s, you’ll probably have a Nectar card in your wallet. But are you taking full advantage of it? Nectar is one of the UK’s biggest loyalty schemes, rewarding shoppers with points that they can either spend with other partner brands or redeem to save money at the till. Here Telegraph Money takes a closer look at the ...

Best mattresses of 2024 reviewed: Memory foam, pocket spring and hybrid options

Best mattresses of 2024 reviewed: Memory foam, pocket spring and hybrid options - How to buy a mattress online and the top models on the market now, from pocket sprung, and memory foam to hybrid beds

If I’d put £10k in a FTSE 250 tracker fund 10 years ago, here’s what I’d have now

Investing in a FTSE 250 index tracker fund helps investors grow their wealth on autopilot. But how much money have investors made over the last decade? The post If I’d put £10k in a FTSE 250 tracker fund 10 years ago, here’s what I’d have now appeared first on The Motley Fool UK.

Cash for clutter: how to make money from what’s in the attic

One person’s rubbish is another person’s treasure, as they say, so you could make a chunk of cash by selling unwanted items cluttering your attic and cupboards. Coins, retro toys and games, old tech, books and magazines can all be sold, with some items possibly worth a lot more than you may think. Dig out old toys Toys don’t have to be 50 or 100 years old to be worth money. For example, Beanie Babies became a big collectible in the 1990s, and...

Apple Pay and NFC could get this major upgrade — but there’s one big problem

NFC payments like Apple Pay are slated to get a big time-saving upgrade — so long as it isn't ruined by spam.

10 Things to Know About Working in Retirement

Working in retirement could give you more money but also could impact some benefits.

French voters deliver a win for the left, a blow for Le Pen and a hung parliament

By Juliette Jabkhiro, Layli Foroudi and Zhifan Liu PARIS (Reuters) -France faced potential political deadlock after elections on Sunday threw up a hung parliament, with a leftist alliance unexpectedly taking the top spot but no group winning a majority. Voters delivered a major setback for Marine Le Pen's nationalist, eurosceptic National Rally (RN), which opinion polls had predicted would win

This is how long you should keep paperwork

What documents to keep and for how long

Why you shouldn’t take money from your parents to buy a house

The extent to which young adults’ families now step in to help them access homeownership was initially a consequence of house price inflation. Now it is also likely a cause of it.

Investors put UK election winner Labour on credibility watch

By Naomi Rovnick LONDON (Reuters) -Big investors are warming to Britain after a landslide election win for its new Labour government but remain wary of placing long term bets until Prime Minister Keir Starmer can convince them his economic growth plans are credible. Sterling, the strongest major currency against the dollar this year, nudged higher on Friday when the scale of Labour's victory

Major Financial Benefits for Military Veterans and Their Families

These financial support programs help military veterans and their families with home loans, disability and survivor benefits and more.

Lump sums from the Bank of Mum and Dad make children MORE reckless with money

The study shows that young adults that are given a significant amount of cash by their parents have worse everyday financial habits than those who don't.

Are YOU over 60 and struggling to pay food bills? Find out where to get help

Food and non-alcoholic drinks are taking up a bigger portion of pensioners' income, and it might be the only outgoing that can be cut back on in a financial emergency, according to Age UK.

‘Why am I struggling to sell my £1.6m home?’

Sophie Lane Fox has never sold a house before and at the start of May, she and her husband put their three-bedroom terraced house in Fulham, south west London, on the market. Although several people have come to look round, the couple are still waiting for a buyer to make an offer. “We have a one-year-old and another baby due in November and really...

What business expenses can self-employed people write off against tax? HEATHER ROGERS explains

All tax practitioners have at some point had a client who happily asserts that someone they know claims 'everything', and then had the unenviable task of putting the increasingly crestfallen client straight.

Millionaires reveal 8 frugal habits that helped them get rich

How to Make a Trendy Money Plant Stick for Your Home | Money Plant Growing Stick//GREEN PLANTS

How to Make a Trendy Money Plant Stick for Your Home | Money Plant Growing Stick//GREEN PLANTS @GreenPlants5 In this video we show you how to make a money plants growing stick or plant pole to support and encourage the healthy growth of the plants. Choosing the perfect indoor plants and creating a growing stick to styling your own money plants climber with self watering system using plastic bottles, this DIY tutorial covers it all. Watch as we guide you through the steps to elevate your indoor garden or home or your living space. #greenplants #plantpole #moneyplant #growingstick #coirstick

Women reveal why they chose financial security over love

Women reveal why they chose financial security over love - ‘Don’t ever let a man or anyone limit your freedom,’ one person wrote

I'm an Isa millionaire: Here are my top tips for building a chunky tax-free pot

Our reader Mr H is one of the lucky few with an Isa worth over £1m and has shared how he became an Isa millionaire and his top tips for increasing your pot.

‘I ate Ryvita sandwiches for a year to buy my house – now I want to enjoy retirement’

Nicola Simpson, 77, doesn’t have expensive taste. Since she stopped working three years ago she has relied predominantly on her state pension of £1,056 a month plus a quarterly sum of £450 from St James Place (SJP) where she has £50,000 invested. After buying her flat in 1983 for £23,500, she is now mortgage free and the property is worth around £2...

Shein London stock market float would trigger talks on tax, Reynolds suggests

Shein London stock market float would trigger talks on tax, Reynolds suggests - The Business Secretary expressed concern about a ‘loophole’.

How to care for a Chinese money plant — 8 pro tips to keep them happy and healthy

The experts reveal how to care for a Chinese money plant correctly — including watering requirements and common problems to look out for

With no savings at 30, I’d use Warren Buffett’s golden rules to build wealth

Dr James Fox explains how he can use the legendary teachings of Warren Buffett to turn an empty portfolio into a pool of wealth. The post With no savings at 30, I’d use Warren Buffett’s golden rules to build wealth appeared first on The Motley Fool UK.

Carlsberg to buy Britvic for $4.2 billion and take over Marston's joint venture

(Reuters) -Carlsberg has agreed to buy British soft drinks maker Britvic for 3.3 billion pounds ($4.23 billion) and buy out UK pub group Marston's from its joint venture with the Danish brewer. Carlsberg's announcement on Monday said that it plans to create an integrated beer and soft drinks company in Britain. The new Carlsberg Britvic business will also strengthen the Danish group's

How much is my car tax?

All you need to know about car tax.

How much life insurance do I need?

Planning for the future isn’t easy, which is why life insurance can be a vital safety net for you and your loved ones. Despite best efforts to plan ahead, life is notoriously unpredictable, and one thing many people worry about is what would happen to their family when they’re gone. Life insurance can offer you, and them, some peace of mind. There ...

Martin Lewis warns people with savings accounts over 'biggest sin'

The BBC Sounds podcast and ITV The Martin Lewis Money Show star spoke out over his rule for savings and how people could maximise their piggy banks.

New Culture Secretary called for BBC to be ‘mutualised’

The new Culture Secretary has previously argued for decisions on the future of the BBC to be made by licence fee payers. Lisa Nandy’s new brief includes responsibility for overseeing the public broadcaster, which is led by a 14-strong board. In a Labour leadership hustings in 2020, Ms Nandy argued that the corporation should be “mutualised” to turn...

Aldi’s school uniform range includes a £1.50 cardigan and other must-haves

Aldi’s school uniform range includes a £1.50 cardigan and other must-haves - Cut the cost of kids’ uniform with these affordable essentials

Is it really so bad to want to marry rich?

Is it really so bad to want to marry rich? - IN FOCUS: Calls to find and marry a wealthy 6ft 5in man with a trust fund were everywhere at Glastonbury, harking back to a viral video celebrating this apparent ideal of modern dating. It’s all a bit tongue in cheek, writes Olivia Petter… but does it speak to a wider truth?

Billionaire Bunkers: The Rise of Doomsday Prepping Among the Super-Rich

More and more of the super-rich are equipping themselves with boltholes against calamity. The idea of building bunkers to survive any notional worldwide calamity is by no means new. From The Second World War to the nuclear age, bunkers were a by-word for survival. And in the modern age, disaster prepping is a big business. You can buy everything you need to wait out an apocalypse in some comfort. But what does relative comfort look like to the mega-rich. Why are billionaire bunkers a thing? How are they equipped... and what do they look like? Join our YouTube channel by clicking here: https://bit.ly/3asNo2n Find us on Instagram: https://bit.ly/3PM21xW Find us on Facebook: https://bit.ly/3t2Huvb Find us on Twitter: https://bit.ly/3wQfXzA Find us on TikTok: https://bit.ly/3wNsBOu Get the latest stories: https://interestingengineering.com/ Support IE for high-quality journalism: https://interestingengineering.com/subscribe

The economic difference between owning and renting a home

The chief executive of Worldwide Financial Planning compares average rents, repairs and mortgages

How Calculating How Many Big Macs He Can Buy With His Hourly Earnings Helped This Man Get $11K Weekly In Passive Income

Ryan Hogue's approach to evaluating his side hustle income is far from conventional. He measures it in a unique and practical way: through Big Macs. Hogue, a web developer and teacher, used this practical method to calculate the value of his time. He would determine how many Big Macs he could buy with his daily earnings, a concept he calls 'dollars...

Download these ten money saving apps to save thousands of pounds

We've done the legwork and picked ten of the best apps to save you money.

Why more are making the great move north

Victoria Watson and her husband, James, have lived in East Sussex for much of their lives — it’s where they went to school and their support network is there. Yet high living costs and the large mortgage on their flat in Lewes, where they live with their two young children, mean they can’t afford to go on living in the southern county. So they are moving north. “We have some wonderful friends locally but just feel our quality of life will be far...

'We started a business in male-dominated industry while having babies - and raised £5m despite not getting invited to golf'

Just 18% of companies in the UK are led by women, and while data suggests female entrepreneurs are on the rise, men still receive more funding and are entrusted with higher average loans to get them started.

Been waiting to sell your home? Six expert tips to get it sold quickly if you're taking the plunge

This is Money speaks to estate agents to find out how sellers can increase their chances of securing a quick sale at the best price.

Will your pension deliver a comfortable old age? Savers are split on whether they'll make it

A third of people set to retire in the next two years are not confident they will be financially secure, according to a study by Barnett Waddingham.

Dubai's high-end property sales undented by drop in listings, consultancy says

DUBAI (Reuters) - The number of homes worth $10 million or more that were sold in Dubai held steady in the first half of the year despite a drop in listings, an industry report showed on Monday, as demand from the international ultra-rich stayed strong. A total of 190 homes worth an overall $3.2 billion were sold in the six months to end June compared with 189 properties for $3.3 billion in the

You shouldn't bank on an inheritance windfall: Many people discover they will get nothing, research discovers

Some 3.5million people have made financial plans to spend expected inherited family wealth, only to be disappointed, new research reveals.

Small pot pension rules: what are they and how do they work?

While it used to be common to work for only one or two companies for your entire career, workers today are likely to have moved jobs several times throughout their working lives – which can have a big impact on your pension savings. As a result of switching employers, you could end up with a large number of workplace pension pots – the average by t...

Kimberly Palmer: 5 ways to calm financial stress

Kimberly Palmer: 5 ways to calm financial stress - Realizing that financial stress is common can be the first step toward reducing it, money experts say

I collect 50p coins - do I really have one worth £30,000? DAN HATFIELD replies

I've collected 50p coins for quite some time and would love to know the value of what I have accumulated over time.

A 10% yield but down 70%! Time to buy this FTSE gem?

This emerging markets investment group's offering one of the highest dividend yields in the FTSE 350 and is maintaining shareholder payouts. The post A 10% yield but down 70%! Time to buy this FTSE gem? appeared first on The Motley Fool UK.

Windows eases the pain: Is a graphical user interface worth the extra cost? Andrew Brown lays his cards on the table

Windows eases the pain: Is a graphical user interface worth the extra cost? Andrew Brown lays his cards on the table -

Unlocking $12 Trillion: How Empowering Women Entrepreneurs Can Transform the Global Economy By 2025

Currently, only about 30 per cent of businesses in Europe are owned by women, and the World Economic Forum's 2020 Global Gender Gap Report estimates that it will take nearly 95 years to close the gender gap globally. According to a McKinsey Global Institute report, increasing women's equality could boost the global economy by $12 trillion (£9.5 tri...

Two No-Nonsense Ways This US Couple Paid Off Their 30-Year Mortgage In Eight Years

Many Americans are grappling with debt, a challenge exacerbated by rising living costs and stagnant wages. According to CBS News, a recent survey revealed that nearly 18% of U.S. homeowners and 14% of renters are behind on their payments. This financial strain is often due to unforeseen expenses, job loss, or insufficient income, forcing many to se...

Average net worth of Americans by age — see how you compare

How making tiny modifications to your car can end up costing you thousands

How making tiny modifications to your car can end up costing you thousands - Tempted to tint your car windows? Read this first

Marston’s splits from Carlsberg to focus ‘entirely on pubs’

Pub group Marston's has sold its stake in Carlsberg for more than £200m as bosses outlined plans to focus "entirely on pubs".